At Go Invest Smart we offer a range of property investment solutions from apartments, town houses, H&L packages, off-the -plan & ready to move in properties across Australia. Not only that, we also provide strategies that can maximise your ROI & performance, designed to meet your needs. Whether you're just getting started or scaling something bigger. Everything is tailored to help you move forward with clarity and confidence.

Getting started is simple. Reach out through our contact form or schedule an appointment here: https://www.goinvestsmart.com.au/

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we’ll walk you through the next steps and answer any questions along the way.

We combine a thoughtful, human-centered approach tailored differently to accomodate & support you through your investment property journey.

Clear communication, personalised experience, results driven, talk to real investors with decades of experience. It’s not just what we do, it’s HOW we do it that sets us apart.

You can reach us anytime via our contact page https://www.goinvestsmart.com.au/or email info@goinvestsmart.com.au or chat with us via Facebook https://www.facebook.com/Go.InvestSmart/ don’t worry we have Instagram too https://www.instagram.com/goinvestsmart

Location is the most important factor. A strong suburb, quality street, access to amenities, job opportunities, public transport, motorway corridors, and solid tenant demographics play a major role in long-term performance.

Choosing the right investment property in Australia requires researching the suburb, analysing rental demand, inspecting the property condition, and understanding total ownership costs. Investors should prioritise long-term capital growth and tenant demand over affordability alone.

Both are important, but the right balance depends on your strategy. High rental yield improves cash flow, while capital growth builds long-term wealth. The best investment properties often deliver a combination of both.

Most investors require a deposit of at least 10–20% depending on the contract of sales term and bank requirements plus additional funds for stamp duty, legal fees, and holding costs. However, if you already own a property rich in equity, you may be eligible to purchase your investment property using your equity as a bond that is equivelent to a 10-20% cash deposit.

Rentvesting can be an effective strategy for investors who want lifestyle flexibility while building wealth through property investments in higher-performing locations.

Yes, interest-only loans are powerful when used strategically and temporarily, with buffers and a clear exit strategy. Benefits of Interest-Only Loans for Investment Properties are:

• Lower monthly repayments
  Improves cash flow and reduces holding pressure.

• Better cash flow flexibility
  Frees up funds for vacancies, maintenance, or other investments.

• Tax efficiency
  Interest is generally tax-deductible on investment properties (principal is not).

• Supports capital growth strategies
  Allows investors to focus on asset growth rather than early debt reduction.

• Easier portfolio scaling
  Helps maintain serviceability when building multiple properties.

• Useful for rentvesting
  Keeps repayments lower while renting where you want to live.

• Short-term strategic tool
  Ideal during early ownership, renovation phases, or higher interest-rate cycles.

How Do Investment Properties Work?

An investment property is a property you buy to generate income and build wealth, rather than to live in.

It works through two main financial engines:

1. Rental income (cash flow)

2. Capital growth (long-term value increase)

1️⃣ You Buy a Property to Rent Out

Instead of living in the property, you:

• Rent it to tenants

• Earn weekly or monthly rental income

• Use that rent to help pay the mortgage and expenses

Most Australian investors use a loan (mortgage) to buy an investment property.

2️⃣ Rental Income Helps Cover Costs

The rent you receive is used to pay for:

• Loan repayments (interest or principal & interest)

• Property management fees

• Council rates and water rates

• Insurance

• Maintenance and repairs

Depending on the numbers, the property may be:

• Positively geared (income > expenses)

• Neutrally geared (income ≈ expenses)

• Negatively geared (income < expenses)

3️⃣ Capital Growth Builds Wealth Over Time

While tenants help pay the loan, the property itself can:

• Increase in value over time

• Build equity

• Allow you to refinance or invest again later

This is where most long-term wealth is created in Australian property investing.

4️⃣ You Use Leverage (Other People’s Money)

One of the biggest advantages of property investing is leverage.

Example:

• You invest $150k (deposit + costs)

• You control a $750k asset

• Growth applies to the full value, not just your deposit

This amplifies wealth creation compared to saving alone.

5️⃣ Tax Benefits (Australia-Specific)

Investment properties in Australia come with tax advantages (general info only):

• Loan interest is usually tax-deductible

• Property expenses may be deductible

• Depreciation can reduce taxable income

• Negative gearing may offset other income

Always speak to a qualified tax professional.

6️⃣ Over Time, Your Position Improves

As time passes:

• Rent often increases

• Loan balance reduces (if P&I)

• Property value may rise

• Cash flow improves

Eventually, investors may:

• Pay off the loan

• Live off rental income

• Use equity to invest further

• Sell and realise capital gains

Dara Nuth is the founder of Go Invest Smart, a Property Investor, Radio Presentor for PropBiz on Alive 90.5FM where she discusses with Professionals, Business Owners & Property Investors about Property & Business. Dara Nuth is also an Entreprenur, a Single Mum of two & a Content Creator.

• Tangible asset

• Strong long-term growth history

• Ability to use leverage

• Rental demand from population growth

• Tax efficiency when structured correctly

The Key to Success

Investment properties work best when:

• The location is strong

• Cash flow is sustainable

• The strategy matches your goals

• You don’t rush because of emotion or FOMO

If you want deeper guidance on:

• How to choose the right investment property

• Rentvesting strategies

• Cash flow vs capital growth

• Loan structuring in Australia

You’ll find practical, experience-based insights at
👉 www.goinvestsmart.com.au